First Loan

11-10-2009 Tuesday

I have it in my hands just earlier this day. My very first check of approved loan from Pag Ibig. I was pretty disappointed at the amount that I looked at, but oh well, 4,000 something is still money right? I was just expecting for something way more than that. I thought loans are supposed to be huge amounts of money that's why they have to give it to you as a form of a check. Or maybe it would depend on the type of loan you filed. If that's the case, then my calamity loan after more than two years of being employed in that same company is just worth P4,426.11 to be exact?

When you say calamity, for me, it means you are in dire need of financial help to get your life back together after the calamity. That's the reason why I was expecting more than that,besides the fact that the taxes they deduct every payday is more than a thousand bucks, so that makes it almost 2,000 PER month. Well, you know what they say, don't count your eggs before they hatch..or err it's something like that.

After getting the check, Alex and I went to Landbank to encash it. The bank requested two valid ID's and I don't have anything aside from my fading, ancient company ID and my like new Driver's license. The ugly teller arrogantly scrutinized my ancient company ID and she doubted the minor difference between the two ID's signature. I can tell that she's trying to control herself from laughing out loud upon seeing the cracks and fading edges of my ID, and I can't remember why I didn't argue with her. I should've gave that bitch a lesson on being nice as a teller but maybe I was just too tired and eager to go home that I wanted to be done with all of it. She didn't accept my good ol' company ID and suggested that if I have a bank account, I can just deposit the check directly to my bank. Good idea, shitface, I thought to myself and left.

We went to BDO located at the ground floor of our office building and deposited the precious check. At BDO, the tellers are pretty and smart looking, not to mention nice towards customers, shame on you, Landbank for having such stupid ugly teller (Landbank Quezon City Circle branch, to be more specific, hah!). The young woman with a pleasant smile assisted me in depositing the check and mentioned that it'll be available in my account by Thursday. I thanked her, grabbed Alex by the arm and we went home.

That's it for this day. I'm too tired from everything I have to go through for a petty amount of cash. I gotta sleep early tonight, bye folks, goodnight.

Labels: Calamity loan, check, Landbank, pink crimson, STUPID TELLER, ugly teller

posted by Monica-Lynne @ 3:54 AM